I have not watched the video nor do I really plan to... but...
I don't know anything about the bank thing, but if you ever go learn economics, you learn that the world of economics is an ugly place. Same with politics.
Ever send letters to your politicians? Not sure how many of them do read your letters, but they have franking privilege, a mailing list to keep track of people who send them letters (and what they support) and machines to duplicate the representative's signature with a ballpoint pen. They can just send letters to their constituents on a topic by looking up whoever is "interested" in a topic, print a bunch of letters, fake sign all the letters, and mail all for free. In the mean while, you think that they actually read your letter and responded, less sign it themselves.
There are a lot of good books on politics and economics for the regular person. "Money Makes the World Go Around" by Barbara Garson is a good book to read to understand how the banking system really works behind the scenes (she travels around the world chasing a deposit). It's fun too.
It's probably better than watching this too...
